Zander Insurance, ID Experts Identity Theft Plan, wants to remind you that you should check your credit report from one of the three major credit bureaus. Accessing your credit report throughout the year may help detect identity theft issues. Federal Law provides that each credit bureau must provide you a copy of your credit report once a year at no charge. Please order one report at a time so that you can access your free credit report three times annually. Your spouse is eligible for the same protective services and checking both of your reports, if applicable, is highly recommended.
You can place your request at www.annualcreditreport.com. To request a copy in writing, please complete the Annual Credit Report Request Form and mail to:
Annual Credit Report Request Service
PO BOX 105281
Atlanta, GA 30348-5281
You may request a child's report by completing this form as well; you cannot request a minor's report online. Be aware that most minor children will not have a credit file on record with the credit bureaus. You may also complete your requests via phone by calling 877-322-8228.
Please remember that www.annualcreditreport.com is the only authorized website to provide free annual credit reports and that none of the additional services offered at www.annualcreditreport.com. are necessary to retrieve your free report. When requesting your information online, you will need to identify your state and then click "request report". Complete all required fields and select the credit bureau you would like to access and follow each step. We recommend declining the option to purchase your credit score. You will then have access to view and print your report.
We've also included "How to Read Your Credit Report". This information will help you understand the format and information contained in your credit report.
After reviewing your report, if you feel you are a victim of identity theft, please complete a theft report. You may access the theft report by clicking here and logging into your account. Someone will contact you within one business day, and typically within 2 business hours to discuss your concerns. If you do not have internet access, please call 866-431-4431, option 2.
In addition, you can visit the Zander Insurance website at www.zanderins.com and click on ID Theft and Helpful Links, which provides access to important and valuable free consumer services that explain how to further reduce your risk of Identity Theft.
We greatly appreciate your business and look forward to serving you in the future.
Sincerely,
Zander Insurance Group
Visit Zander Insurance online at Zander Insurance
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