Disabled Children - Special Needs Trust

Having a family member with a disability can be trying on a family, and on the person with the disability.  It's frustrating to all parties concerned.  I remember my experiences with my youngest sister who had sustained a serious brain injury in a car accident.  Caring for a disabled family member can literally drain you physically, emotionally, spiritually and financially. 

You love them and want to help them, and you're willing to do whatever it takes to ensure that they have all the spiritual, medical, physical and emotional care possible.  One of the best ways to help your loved one is by learning as much as you can about their particular illness or disability.  Do your research by going to various doctors who specialize in that particular area for medical treatment and rehap.  Don't just take the first opinion, get many opinions and don't stop until you're satisfied. 

Sex Offenders - What are the Levels of Offenses?

A sexual assault is a very traumatic experience and can affect a woman for the rest of her life.  It is a sexual violation on a woman's body that can make a woman's life pure hell, especially if she falls in love.  Many women have a very difficult time being submissive to their lovers or to their husbands, and often times the relationship or marriage ends.  But it doesn't have to end.  With counselling and a good support group of church, family and friends, a woman can gain her life back and become a part of society, without fear, once again.

Revenge isn't the answer, but rather letting the law do what it does best will stop the offender from possibly doing it ever again.  Of course there are no guarantees in life, but making yourself aware of the penalties for such an offense will give you assurance that the offender is being punished; although many of us believe it isn't enough.

State of Florida and HIPPA Laws

By now, everyone is familiar with the new HIPPA Privacy Act which prevents the disclosure of your medical records to anyone not receiving your written permission.  It is very important for people to understand that even your relatives can't obtain your medical records without your permission.

However, there is an exception and that is when you die.  Upon your death, your relatives have legal authority to obtain your medical records, but there is a procedure and protocol to follow.  Find out which relatives and how they did it when a gentleman asked "Can I obtain a copy of my Aunt's medical records (she is deceased) without being the personal representative" at http://www.webanswers.com/legal/estates-wills/re-us-florida-hippa-laws-can-i-obtain-a-copy-of-my-aunt-s-medical-records-she-is-deceased-without-8faad7

Don't Lose Your Nursing Job Because You Lost Your Temper

Nurses are in big demand and employment agencies are looking for well qualified, reliable, well mannered nurses to fill job vacancies.  Your employment history will speak for itself when a recruiter or potential employer looks at your resume.

Employers not only look at your employment history, they also look at your employment references.  If you don't have good references, an employer will overlook you.  As a nurse, it's essential to have good ethical work practices, and it's essential that you get along with people.  In fact, it's top priority that you not only get along with patients, but also with the people in your life.

Divorced Parents and Traveling with Children - What You Need to Know

Many divorced parents love to travel throughout the country and to other countries with their children.  It's fun, exciting and a good way to bond with your children.  Parents get caught up in all the excitement of planning the trip, packing and making other arrangements, and forget one critical thing.  They forget to get the other parent's written consent or permission to travel with their children.

It's an easy mistake to make, but before you leave, go to the "Questions and Answers" page and find out what one parent was concerned about.

Attorneys and Child Support

Child support is a necessity for a divorced parent.  It's also against the law to not pay court ordered child support.  That's why laws were put in place to protect the divorced parent and to ensure that they receive their child support.

In many cases, a parent is ordered to pay child support but chooses not to pay it.  Later they find themselves in front of a judge trying to explain why they decided to ignore a court order. 

In other cases, due to the cost of living, the amount of child support needs to be increased.  The parent ordered to pay it doesn't want to fork out more money and ends up back in court. 

To find out why some district attorneys drag people back into court to increase the child support, click on the link below.

http://www.webanswers.com/legal/attorneys-paralegals/why-does-some-district-attornies-dragg-people-back-for-an-increase-in-child-support-e13db7

What is an Alien Registration Card (Green Card)

If you are an alien (not a US citizen) in the United States and want to live and work here, you must get an Alien Registration Card from the United States Citizenship and Immigration Services (USCIS), which was formerly known as the Immigration and Naturalization Service (INS).  There are other more common names for this card, including green card, immigrant visa, permanent visa, permanent resident card, and permanent resident visa, but it's one in the same... an Alien Registration Card.

PayPal Scams

Online Scams - Don't Fall For Them! Over $1 Billion were handed over to online scammers in 2010.  It's an extraordinary amount, that's hard to even imagine!  The other day, I received a fraudulent email from someone posing as PayPal.  Since you all have PayPal accounts, I thought it necessary to share this with you, along with general advice on how to pick a scam email, from a real one.

Walgreens Advises it's Customers of Email Hacker

Dear Valued Customer,

On March 30th, we were informed by Epsilon, a company we use to send emails to our customers, that files containing the email addresses of some Walgreens customers were accessed without authorization.

We have been assured by Epsilon that the only information that was obtained was your email address. No other personally identifiable information was at risk because such data is not contained in Epsilon's email system.

Buyers Beware! Amazon.com Scammers

July 23, 2010

Zander Insurance advised that internet fraud and scams are on the rise.  Amazon.com is a highly reputable internet company.  It has high ratings with the Better Business Bureau, however I recently received a notice from my fraud insurance company that is warning us of scammers using Amazon.com to obtain your ID in an attempt to commit identification fraud.  Please read the following message.

It's Time to Get Your Free Credit Report

Zander Insurance, ID Experts Identity Theft Plan, wants to remind you that you should check your credit report from one of the three major credit bureaus. Accessing your credit report throughout the year may help detect identity theft issues. Federal Law provides that each credit bureau must provide you a copy of your credit report once a year at no charge. Please order one report at a time so that you can access your free credit report three times annually. Your spouse is eligible for the same protective services and checking both of your reports, if applicable, is highly recommended.

Customers of Major Banks and Retailers are Being Warned of Massive Email Hack

As a member of Zander Insurance's ID Theft Protection Plan, we want to make sure that you are aware and up-to-date on events that may increase your risk of ID Theft. A recent data breach at Epsilon, the world's largest permission-based email marketing provider, has affected clients of many of the largest banks and retailers in the US including; Capital One, US Bank, Citi, Kroger, Walgreens and Target…just to name a few. These companies have now begun warning customers that their email servers have been breached and that customers' email addresses and names have been compromised.